Idaho Finance and Housing Association has some great options available for Idahoans who would like to see their dream of homeownership a reality.  Through IdaMortgage, some buyers can qualify for 100% financing with no Mortgage Insurance and a low interest rate.  See below (taken directly off of

Preferred Risk Sharing Loan – No MI
No first-time homebuyer requirement
Cannot currently own other real estate
Check the income limits chart for qualifications
No sales price limits
No private mortgage insurance required
No minimum borrower contribution
Finally Home!® Homebuyer Education is required
May qualify for up to $2,000 tax credit every year

This is just one of the programs through IHFA that is helping Idaho buyers realize their dream of owning a home.  There are additional programs for first time homebuyers, rehabilitation loans and closing cost and down payment assistance programs.

A good place to start is to talk to a lender about these programs.  Here are three lenders that can help:

For more information about programs through Idaho Housing and Finance Association visit: